NMLS 2560167 | DRE #2665448

Sergio Martinez is the Branch Manager at Smart Mortgage LLC (NMLS 2722347), serving clients throughout Georgia and Florida with professionalism, integrity, and a strong commitment to results. He specializes in a wide range of home loan solutions including FHA, VA, Conventional, Non-QM, ITIN, DSCR Investor Loans, HELOC, and Ground-Up Construction Loans. Sergio works closely with first-time buyers, homeowners, and investors to provide personalized financing options tailored to each client’s unique financial situation.

Fluent in serving both English- and Spanish-speaking communities, Sergio is passionate about guiding families through a smooth and transparent mortgage process from application to closing. His attention to detail, clear communication, and client-first approach ensure every borrower feels confident and supported on their journey to homeownership.