Terms & Condtion

Last Updated: 02/26/2026

Welcome to Smart Mortgage LLC. These Terms and Conditions (“Terms”) govern your access to and use of our website and related services. By using this website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website.

1. Use of Website

You agree to use this website for lawful purposes only. When submitting forms or requesting information, you agree to provide accurate and truthful information.

You agree not to:

• Misuse, copy, distribute, or modify website content without authorization

• Attempt to gain unauthorized access to systems or data

• Use the website for fraudulent or unlawful purposes

We reserve the right to suspend or terminate access for violations of these Terms.

2. Description of Services

Smart Mortgage LLC provides mortgage-related information and assistance connecting consumers with residential mortgage financing options. All programs are subject to:

• Credit approval

• Income and asset verification

• Property eligibility

• Underwriting requirements

• Applicable state and federal regulations

The information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice.

3. No Guarantee of Approval or Rates

Mortgage rates, programs, and terms are subject to change without notice. Submission of information through this website does not guarantee approval, rate lock, or specific financing terms. Final approval is determined by licensed lenders and underwriting guidelines.

4. Intellectual Property

All website content, including text, graphics, logos, images, and design elements, is the property of Smart Mortgage LLC and protected by applicable intellectual property laws. Unauthorized use is prohibited.

5. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, policies, or practices of third-party sites. Access is at your own risk.

6. Limitation of Liability

Smart Mortgage LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Use or inability to use the website

• Errors or omissions in content

• Service interruptions

Your use of this website is at your own risk.

7. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect and use your information.

8. Changes to Terms

We reserve the right to update these Terms at any time. Updates will be posted with a revised “Last Updated” date. Continued use of the website constitutes acceptance of the revised Terms.

9. Governing Law

These Terms shall be governed by the laws of the State of Georgia and applicable United States federal laws.

Contact Information

If you have any questions regarding these Terms and Conditions, please contact us:

Smart Mortgage LLC.
2272 Floral Ridge Drive Dacula GA 30019 US
+1 470-441-8787 
| support@smartmortgageusa.com
This document was last updated on 02/26/2026