Terms & Condtion

Last Updated: 02/26/2026

Welcome to Smart Mortgage LLC. These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

Use of Website

By using this website, you agree to use it for lawful purposes only and to provide accurate and truthful information when submitting forms. You agree not to misuse, copy, distribute, or modify website content without permission, and not to attempt to gain unauthorized access to any part of the website. We reserve the right to suspend or terminate access to users who violate these Terms.

Mortgage Services Disclaimer

Smart Mortgage LLC provides mortgage-related information and loan assistance services. All loan approvals, rates, and terms are subject to credit approval, income verification, property eligibility, and applicable state and federal regulations. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice.

No Guarantee of Rates or Approval

Mortgage rates, loan programs, and terms are subject to change without notice. Submitting information through our website does not guarantee loan approval or specific loan terms. Final approval depends on lender guidelines and underwriting requirements.

Intellectual Property

All content on this website, including text, graphics, logos, images, and design elements, is the property of Smart Mortgage LLC and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or use any content without written permission.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content of third-party sites, their privacy practices, or any damages or losses related to their use. Accessing third-party websites is at your own risk.

Limitation of Liability

Smart Mortgage LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages resulting from the use or inability to use the website, errors or omissions in content, or delays or interruptions in service. Your use of this website is at your own risk.

Privacy

Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect and use your information.

Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Updates will be posted on this page with a revised “Last Updated” date. Continued use of the website after changes constitutes acceptance of the updated Terms.

Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Georgia and applicable United States federal laws.

Contact Information

If you have any questions regarding these Terms and Conditions, please contact us:

Smart Mortgage LLC.
2272 Floral Ridge Drive Dacula GA 30019 US
+1 470-441-8787 
support@smartmortgageusa.com
This document was last updated on 02/26/2026